Yeah, zoning can really throw a wrench in things. But honestly, even if you do your homework, there's always something unpredictable—like new highways...

I've noticed lenders can be pretty cagey about exact brackets too. Last year when I refinanced, I asked my loan officer point-blank about score cutoff...

Fair points, but have you thought about what happens if things go south? Even with clear communication upfront, isn't there still a chance that emotio...

Fair point on closing costs, but isn't it also true that some lenders offer no-closing-cost refinances? I've heard mixed things about these—anyone loo...

Yeah, lenders can be weirdly picky about small stuff...makes you wonder if they're just bored sometimes. Do you think the bi-weekly payments really ma...

Good advice on checking environmental assessments upfront, but I'm curious—do these stabilization grants usually cover the full cost, or are we talkin...

Yeah, boring can be underrated. But do you think there's ever a scenario where adjustable rates could make sense—like if someone knows they'll sell so...