Went through something similar last year, but honestly, I think it's less about appraisers being cautious and more about the market itself being all o...

Scratch-and-dent is definitely underrated. When we refinanced our house, we wanted to upgrade appliances without blowing the whole budget. Ended up gr...

Haha, yeah, neighbors can definitely be hit or miss. When we refinanced our place a couple years back, the bank actually required an updated survey. A...

I totally get what you're saying about life laughing at our plans...been there myself. When I refinanced to tap into my home's equity, it felt like a ...

That's a fair point, and I totally get where you're coming from. A few years back, my wife and I refinanced our home to tap into equity for some much-...

Yeah, I agree it's probably a cost-benefit thing for banks. But honestly, the sensitivity of these systems can be pretty baffling sometimes. A couple ...

We tapped into our equity a couple years back to redo our kitchen—honestly, best decision we made. Sure, there's always the "what if" factor... but li...

I've always found the "3-6 months expenses" rule too vague for investment properties. Personally, I set aside around 1-2% of the property's value per ...

Went through something similar myself a few years back. I initially thought a bigger down payment would ease my anxiety, but honestly, having cash on ...

You make a good point about not banking too heavily on city promises, but sometimes those infrastructure upgrades can seriously boost value. When our ...

Totally agree on the inspection part—it's saved me more than once. A few years back, I bought a used SUV that looked mint on the outside, but the mech...