Couldn't agree more. RAID setups are solid for hardware failures, but they're useless against theft, fires, or natural disasters. Learned this the har...

Totally agree with your points—phasing remodels can be deceptively costly. A few things I've noticed from my own projects: - Contractors often price ...

I've tried both, and here's my two cents from personal experience: - Paying down debt definitely feels better psychologically. It's satisfying to wat...