Mortgages discussions and local services.
activist42
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RE: Feeling Stuck Paying Only Interest and Getting Nowhere
Yeah, that's exactly how I'm feeling right now with my mortgage - like I'm barely making a dent. I've been debating whether to just buckle down and throw every extra dollar at principal for a few years, or keep saving on...
RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?
Haha, I get the appeal of micromanaging, but honestly, I couldn't be bothered to check an app constantly. When I bought my place last year, I put in a smart thermostat thinking it'd save me a ton, but after a few weeks, ...
RE: My Mortgage Statement Just Arrived With a Strange Note Inside
That's pretty cool actually, even if it's just a shopping list. When I moved into my first place last year, I found a bunch of old newspapers stuffed behind the radiator. At first, I thought it was insulation or somethin...
RE: Figured out a trick to decode hard money loan jargon
Yeah, balloon payments and prepayment penalties can really sneak up on you. Another thing I've noticed is lenders sometimes bury appraisal fees or inspection charges in the fine print - stuff you don't realize until you'...