I’ve actually had a card closed on me for not using it, which was kind of annoying. It was one of those store cards I opened for a discount and then j...

I get the frustration, but honestly, my first claim wasn’t a nightmare—just kind of slow. I actually stuck with the same company because their agent w...

Honestly, I learned this the hard way. I thought prequal meant I was good to go, but then when I actually found a place I liked, the lender started as...

I hear you on that. I thought I’d be all DIY when I moved in, but reality hit fast. Tried to install a ceiling fan—watched a bunch of YouTube videos, ...

Honestly, I went down the rabbit hole stressing about every little charge on my bank statements when I started this process. Like, I legit tried to av...

Honestly, from my recent experience buying my first place, I think it's less about the type of lender and more about the specific underwriter you get ...

Honestly, for me it's less about the idea of "free money" being unsettling and more about feeling like there's always a catch somewhere. Loans feel st...

I get what you're saying, but honestly, sometimes tapping equity can be the less stressful route. When I bought my place last year, I had some surpris...

Yeah, totally normal to feel that way. When I bought my place last year, I thought I'd planned everything perfectly, but still had those "what if" mom...

Yeah, that's exactly how I'm feeling right now with my mortgage—like I'm barely making a dent. I've been debating whether to just buckle down and thro...

Haha, I get the appeal of micromanaging, but honestly, I couldn't be bothered to check an app constantly. When I bought my place last year, I put in a...

That's pretty cool actually, even if it's just a shopping list. When I moved into my first place last year, I found a bunch of old newspapers stuffed ...

Yeah, balloon payments and prepayment penalties can really sneak up on you. Another thing I've noticed is lenders sometimes bury appraisal fees or ins...