aartist21
@aartist21
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RE: Zero Down vs. Lower Interest: Which USDA Option Makes More Sense?

I get where you’re coming from, but I’ve seen people underestimate how much that higher interest adds up over the years. Sure, having cash on hand is ...

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RE: Does having a top-notch credit score really make home buying easier?

Definitely agree that a high score smooths things out, especially with traditional lenders. I’ve seen buyers with 780+ breeze through underwriting whi...

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RE: When your mortgage statement looks like a cryptic crossword

Honestly, I get the frustration, but I’ve seen some lenders actually try to simplify things lately—maybe not enough, but it’s not all doom and gloom. ...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Couldn’t have said it better. I’ve watched investors get caught flat-footed when the market shifts or a lender suddenly changes their tune. ARMs look ...

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