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VA loan house inspection requirements

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dance218
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(@dance218)
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Honestly, I totally get where you're coming from. The VA loan inspection process does seem a bit intense at first glance, especially when you realize how small things—like a loose outlet cover—can hold everything up. It feels nitpicky, but I guess their goal is to make sure the house is genuinely safe and livable, even if it means sweating the small stuff.

I went through something similar last year and was surprised by how many little details came up. My agent also pushed for a pre-inspection walkthrough, and while it felt like overkill at the time, it actually saved me a lot of stress (and money) down the line. Fixing things in advance was way easier than scrambling after the inspector flagged them.

It’s definitely tedious, but honestly, I’d rather deal with a few hours of checking outlets and paint than risk delays or extra costs later. The process can be intimidating, but being thorough up front really pays off... even if it means obsessing over every chipped corner.


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(@art596)
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Yeah, I totally relate to the stress over the little stuff. I remember thinking, “Does it really matter if there’s a tiny crack in the paint?” But after seeing how fast repair costs add up, I get why they’re strict. I’d rather nitpick now than get hit with surprise expenses later. It’s a pain, but honestly, my wallet thanks me for being extra careful.


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matthewdiyer4394
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Honestly, I’ve seen buyers lose their minds over a chipped tile or a scuffed baseboard, but with VA loans, the inspectors really do sweat the small stuff. It’s not just about being picky—it’s about protecting you from a money pit down the line. I’ve had clients roll their eyes at peeling paint, then thank me six months later when they didn’t have to shell out for a full repaint. It’s annoying in the moment, but those “little” things can snowball fast. Better to deal with it now than get blindsided later.


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(@gandalf_scott)
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It’s not just about being picky—it’s about protecting you from a money pit down the line.

That’s a fair point, though sometimes I wonder if the line between “protecting” and “overkill” gets blurry. I’ve had deals nearly fall apart over things like a missing handrail or a cracked window pane. Sure, small issues can grow, but at what point does it become more about bureaucracy than real risk? Curious if anyone’s seen VA inspectors flag something that genuinely saved them from a major headache later, versus just extra hassle upfront.


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magician25
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(@magician25)
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I totally get what you mean about the line getting fuzzy. My inspector flagged a loose stair tread and I rolled my eyes at first—like, c’mon, I’ve tripped over worse at my grandma’s house. But then I found out the seller had just nailed it back down over some water damage. If the inspector hadn’t been so “picky,” I’d probably be halfway through a YouTube tutorial on subfloor repair right now. Sometimes it feels like overkill, but every now and then, it actually saves your butt.


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