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Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

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(@running358)
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Had a client last year who thought the VA appraisal was the “all clear” too. He called me in a panic after closing when a home inspector (he hired for peace of mind, but after the fact—facepalm) found knob-and-tube wiring. That was a $2k fix. I’ve seen the VA ask for a termite inspection here in Texas, but it’s usually because it’s standard in our area, not because the VA specifically flagged it. Lenders don’t always spell out the difference either—usually just a quick line in the disclosures.

“Sometimes I think people don’t realize how much is on them to dig deeper.”

Couldn’t agree more. The paperwork mountain is real, but that inspection is worth every penny.


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