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Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

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(@rockykayaker)
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I hear you on that—VA appraisals catch the basics, but they’re definitely not a substitute for a real inspection. I’ve seen buyers get burned thinking “VA checked it, we’re good,” only to find out later about hidden plumbing or electrical issues. That $400 upfront can save a ton of headache (and money) down the road. It’s tempting to skip it, but in my experience, it’s almost never worth the gamble.


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debbie_diver
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(@debbie_diver)
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That $400 upfront can save a ton of headache (and money) down the road. It’s tempting to skip it, but in my experience, it’s almost never worth the gamble.

Honestly, skipping the inspection just because the VA did an appraisal is like assuming your credit score is perfect because you pay your bills on time—there’s always more under the hood. I get why folks want to save cash, but $400 is peanuts compared to what you’ll spend fixing a busted sewer line or outdated wiring. I’ve seen people regret not digging deeper. Just my two cents, but I wouldn’t risk it.


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