Honestly, you nailed it—VA appraisers are like the safety patrol, but they’re not detectives. When I refinanced, the guy was more interested in my missing handrail than the ancient HVAC that rattled like a shopping cart. I always laugh when people say, “It passed VA, must be good!” Like, sure... as long as you don’t mind surprises once you move in. Personally, I’d rather pay for the inspection and skip the drama. But yeah, if you’re handy or buying new, maybe it’s not worth the hassle. Just depends on your appetite for risk (and repair bills).
“It passed VA, must be good!”
- Had a VA appraiser once who flagged my leaky faucet but missed the cracked foundation. Go figure.
- VA checks just the basics—safe, sound, sanitary. Not much else.
- I always budget for a real inspection. Cheap insurance against surprise “fixer-upper” moments.
- If you’re cool with rolling the dice, VA’s fine. Me? I like sleeping at night.
