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Has anyone actually used rhs loans or down payment assistance to buy a home?

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(@melissa_blizzard8748)
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- 100% agree about reading the fine print.
- One thing I’d add: some DPA programs have resale restrictions or require you to live there a certain number of years.
- Learned that the hard way—sold early, had to pay back more than I expected.
- Also, watch for interest rates on silent seconds; sometimes they’re not actually “silent.”
- It’s easy to get excited about the help, but those little details can really bite later if you’re not careful.


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