"Had a client once whose loan got held up because the deck steps were 'irregularly spaced'—I kid you not."
Haha, that's a new one for me. Makes you wonder if underwriters have secret meetings to brainstorm the most obscure things to flag. But seriously, prepping clients early definitely saves headaches later...though measuring deck steps might be pushing it a bit far.
"Had a client once whose loan got held up because the deck steps were 'irregularly spaced'—I kid you not."
That's definitely one for the books. Reminds me of a deal I had last year where the underwriter flagged the railing height on a porch—apparently it was off by less than half an inch. We ended up having to get a contractor out there to adjust it, and it delayed closing by almost two weeks. Ever since then, I've made it a habit to do a quick walk-through with clients early on, checking things like railings, steps, and even window locks. It might seem overly cautious, but honestly, catching these little details upfront can save everyone from headaches down the road. Still... irregular step spacing? That's next-level picky even for underwriting standards. Guess I'll add "step measurement" to my pre-listing checklist now...
Haha, irregular step spacing... that's a new one. But honestly, underwriters can get weirdly picky about safety stuff. Had a friend whose closing got delayed because the mailbox was "leaning excessively." Like, seriously? Guess mailboxes are dangerous now too...
Haha, yeah, underwriters can get pretty nitpicky about the weirdest stuff. When we refinanced, they flagged our deck railing for being an inch too short—had to scramble to fix it before closing. Guess they're just covering themselves, but still... kinda ridiculous sometimes.
Yeah, I've seen that happen more often than you'd think. Underwriters can be sticklers about details because they're trying to minimize risk—though sometimes it feels like overkill. Had a client who had to repaint their shed just because of peeling paint. Seemed trivial at first, but I guess from their perspective it's about ensuring property upkeep and value. Frustrating in the moment, but usually manageable if you're prepared for a few curveballs during the process.
