Balancing Student Loans While Trying to Buy a Home

Yeah, lenders can be weirdly dramatic about income-based plans...seen it myself. Consolidation does help simplify things, even if it's mostly optics. Hang in there—it's annoying, but totally doable with patience.

I've noticed lenders can get pretty hung up on income-based repayment plans too—it's almost like they see "income-based" and instantly imagine worst-case scenarios. Consolidation can help streamline things visually, but honestly, sometimes it doesn't change the underlying numbers that much. Curious though, has anyone here found certain lenders more flexible about student loans than others? It seems like there's quite a bit of variation out there...