Been looking into mortgages lately and man, it's a bit of a mess when you're your own boss. Banks seem to be extra picky about paperwork and income proof, you know? Anyway, I've narrowed it down to two options and I'm kinda stuck deciding.
Option one is going through a mortgage broker who specializes in freelancers and small biz owners. They charge a fee but claim they can streamline things and get better rates because they know which lenders are friendlier to people like me.
Option two is just sticking with my regular bank. Been with them forever, know the people there pretty well, but they're not exactly bending over backwards to help. Still, no extra fees involved and there's some comfort in familiarity I guess.
Anyone been through this kind of thing before? Curious if you went broker or bank route and how it worked out...
