Would you switch banks if the lender down the street had better rates?

Regional Mortgage Rate Trends (USA)

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stevensage785

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I've been thinking lately... say your local bank you've been with forever is comfortable, friendly, and knows you by name—but then you find out another smaller lender in town has way better loan rates. Like significantly better, enough to make a real difference. Would loyalty or convenience keep you put, or would saving money win out? I'm kinda torn myself, honestly. Curious how others would handle this kind of situation.

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Would you switch banks if the lender down the street had better rates?

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