When I was looking for my place, I noticed something kinda interesting... mortgage rates varied a ton just by shifting my search to neighboring towns. Like seriously, just crossing city limits sometimes meant a noticeable drop in rates. Ended up saving me a decent chunk of cash by expanding my search radius just a bit. Curious if anyone else stumbled upon similar tricks or weird quirks when house hunting...
"Like seriously, just crossing city limits sometimes meant a noticeable drop in rates."
Yeah, location can make a surprising difference. It's not just mortgage rates either—property taxes and insurance premiums can swing quite a bit between neighboring areas. Had a client recently who almost jumped at a cheaper house in the next town over, but after factoring in higher property taxes and flood insurance (it was near a creek), the savings vanished. Definitely pays to look at the whole picture before making the leap...
