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Is it just me or is refinancing way more complicated than it needs to be?

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(@jack_hawk)
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I've been trying to sort out refinancing my mortgage to get a better handle on my finances, and honestly, it's like they intentionally make it confusing. Between the endless paperwork, the jargon-filled fine print, and the constant back-and-forth emails...ugh, I'm about ready to pull my hair out. Feels like it shouldn't be this hard to just reorganize your money situation, you know? Anyone else feeling frustrated by this whole refinancing circus?

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