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Thinking about refinancing to squash some debt - good idea or risky move?
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Been thinking lately, what if I refinanced my mortgage to pay off some credit card debt and maybe a personal loan? Seems like it could simplify things, lower monthly payments, you know, all that good stuff. But then again, I'm kinda worried about stretching out the debt over a longer period. Has anyone tried this? Curious if it actually helped or just made things messier down the road...
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