- Pre-approval is helpful, sure, but I've seen plenty of cases where sellers just want the simplest deal possible.
- Had a neighbor once who skipped a higher pre-approved offer because another buyer agreed to take the house as-is. No inspections, nothing.
- Risky move imo, but it worked out fine for both sides.
- Makes me wonder though...would you ever waive inspections or contingencies if you found your absolute dream home? Seems like a gamble to me.
"Risky move imo, but it worked out fine for both sides."
Yeah, I get the appeal of skipping inspections—I once bought a fixer-upper sight unseen thinking I'd scored big. Turned out fine eventually, but man, the surprises behind that drywall...lesson learned the hard way.
I totally get the temptation to jump on a dream home without all the formalities, but honestly, skipping inspections or going in without pre-approval can be a real gamble. Had a client once who fell head over heels for this charming old farmhouse—beautiful property, tons of character. They were so eager they skipped the inspection to speed things up. Well, turns out charm doesn't cover structural issues or outdated wiring. Ended up costing them way more than they'd budgeted for repairs and upgrades.
Sure, sometimes you luck out and everything works fine, but from what I've seen, those cases are exceptions rather than the rule. It's always tempting to cut corners when emotions run high, but slowing down just enough to tick off those boxes can save you from some serious headaches down the road.
"Sure, sometimes you luck out and everything works fine, but from what I've seen, those cases are exceptions rather than the rule."
Couldn't agree more with this. Seen it plenty myself—buyers get emotionally invested and logic takes a backseat. I once had a colleague dive headfirst into an old Victorian without checking zoning properly. Beautiful home, great bones...but zoning issues stalled renovations for months. A little patience upfront usually pays off big-time later. Hang in there, it's tough but worth it.
"A little patience upfront usually pays off big-time later."
Exactly. Seen too many folks rush into buying without proper prep and then hit roadblocks down the line. Pre-approval isn't just paperwork—it's your reality check. It helps you set realistic expectations, know your limits, and spot potential issues early on. Sure, winging it can work sometimes...but why gamble when a bit of careful planning can save you headaches (and cash) later?
