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Mortgage rules just got tighter—didn't see that coming

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frodo_jackson
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(@frodo_jackson)
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I had a similar experience with my inspector. He flagged some minor cracks in the driveway as a potential "trip hazard," which honestly seemed excessive given their size. Ended up not being an issue with the lender, thankfully, but it did make me wonder if inspectors are just covering themselves legally these days. Still, I'd rather deal with overly cautious than miss something major and expensive down the line...

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(@buddyking250)
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Had a client recently whose inspector flagged peeling paint on a detached shed as a "structural concern"... seemed like a stretch to me. Makes me wonder if lenders tightening guidelines is making inspectors extra cautious lately. Anyone else seeing this kind of nitpicking?

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Posts: 5
(@pilot52)
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I've noticed inspectors being a bit more cautious lately too, but honestly, peeling paint as a "structural concern" sounds like a pretty big reach. Could be they're just covering their bases because lenders are tightening up, or maybe they've had pushback from lenders on smaller issues before? Had a similar situation recently where an inspector flagged minor cracks in a driveway as a potential structural issue—felt like overkill to me. Seems like everyone's getting jumpy these days...

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Posts: 8
(@daisyscott482)
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Had something similar come up recently—inspector flagged a slightly sagging gutter as a "potential structural concern." Thought it was a joke at first, honestly. But after chatting with my agent, seems like inspectors are definitely erring on the side of caution these days. Lenders tightening up probably has everyone second-guessing themselves. Can't really blame them for being careful, but it sure makes buying feel even more stressful right now...

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marleykayaker6789
Posts: 7
(@marleykayaker6789)
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Had an inspector once flag a cracked sidewalk as a "trip hazard"—like, seriously? But honestly, lenders are probably just covering their backsides. Annoying, sure, but better cautious now than stuck with surprises later...

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