Yeah, I totally get where you’re coming from. I’ve been running the numbers on a few places and even with a decent down payment, the monthly is just... wild.
- Sellers are definitely holding out for last year’s prices, even if nobody’s biting.
- Even if big investors step back, rates are still a huge hurdle for regular buyers.
- Saw a place in my area just sit for ages—owner didn’t budge, then just pulled it. Makes you wonder how long folks can hold out.
It’s frustrating, but you’re not imagining it. The market’s weird right now, and it’s not just about investors.
Title: Huge News for Homebuyers: Trump Wants to Ban Corporate Investors from Buying Single-Family Homes
Saw a place in my area just sit for ages—owner didn’t budge, then just pulled it. Makes you wonder how long folks can hold out.
That’s the story everywhere right now. Sellers are playing chicken with the market, hoping for last year’s jackpot, while buyers are staring at those mortgage calculators and sweating. Even if corporate investors get benched, it’s not like rates suddenly drop or sellers start handing out discounts like Halloween candy.
Honestly, I’ve seen listings where the only thing moving is the tumbleweed in the front yard. The “wait it out” strategy is strong, but eventually something’s gotta give—either prices adjust or people just stay put forever.
And yeah, banning big investors might help a little, but if rates stay up, it’s still tough sledding for regular folks. Sometimes I joke that the only thing more stubborn than a seller right now is my old dog refusing to go outside in the rain.
It’s wild how many homes are just sitting, right? I’ve got a client who’s been watching the same three listings for months—no price drops, no offers, nothing. Sellers are definitely holding out for those 2021 numbers, but with rates where they are, buyers just can’t make the math work. It’s like everyone’s stuck in this weird standoff.
Banning corporate investors sounds like it should help, but honestly, it’s not a magic fix. Those guys do drive up prices in some markets, but the real choke point right now is affordability. Even if you take the big fish out of the pond, you’re still left with high monthly payments and not much inventory. I’ve seen some folks get excited about the idea, but unless rates come down or incomes jump (and let’s be real, neither is happening overnight), it’s still a tough road.
One thing I’ve noticed: some sellers are starting to offer concessions again, like covering closing costs or buying down rates. Not everywhere, but it’s creeping back in. If you’re in the market, it might be worth looking for those deals instead of waiting for a massive price drop that may never come. Sometimes a little flexibility on the seller’s side can make a place affordable, even with higher rates.
I get the frustration, though. My neighbor’s been trying to downsize for almost a year, but every time she thinks about dropping her price, she remembers what her friend got for a similar house two years ago and just can’t do it. At some point, reality’s gotta set in... but who knows when that’ll be.
At some point, reality’s gotta set in... but who knows when that’ll be.
That “weird standoff” you mentioned really nails it. I keep wondering, if sellers started accepting that prices won’t bounce back to 2021 levels, would that actually loosen things up? Or are we just stuck until rates drop? Also, with concessions coming back, does anyone know if lenders are getting stricter about credit scores again? I’m hearing mixed things from friends trying to buy—some say it’s all about the score now, others say it’s more flexible if you’ve got a bigger down payment. Curious what people are seeing.
Prices definitely aren’t snapping back to 2021, but I do think if sellers got more realistic, we’d see more movement. On the lender side, I’ve noticed it’s tighter than last year—my pre-approval process felt like a microscope on my credit score, but my agent said bigger down payments can still help smooth things over. It’s weirdly inconsistent right now.
