Honestly, I’m right there with you. Even if you block out big investors, there’s still a serious shortage, and regular buyers with deep pockets aren’t going anywhere. Incentivizing builders or updating zoning just seems like a more sustainable fix. It’s tough out there, but I do think more supply is the only real way forward.
I hear you on the supply side—trying to buy a house right now feels like playing musical chairs with half the chairs missing. But here’s the thing: even if we get more homes built, won’t the folks with cash still scoop up the best ones? I mean, I’ve seen regular buyers outbid me with offers that make my head spin. Curious if anyone’s actually seen zoning changes make a dent in prices, or is it just wishful thinking?
I refinanced a couple years back, thinking I’d finally get ahead, but now it feels like the market’s just running away from everyone who isn’t sitting on a pile of cash. Even with more homes, I’m not convinced prices would actually drop unless something changes with who’s allowed to buy. Has anyone seen those “no corporate buyers” rules in action anywhere? Do they actually help regular folks, or do the big fish just find loopholes?
Even with more homes, I’m not convinced prices would actually drop unless something changes with who’s allowed to buy.
I’ve watched some local attempts at “no corporate buyers” policies, but enforcement is tricky. The big players usually have ways around it—shell companies, partnerships, you name it. It’s a nice idea, but in practice, I haven’t seen it really tip the scales for regular buyers. The market just adapts, sometimes in ways you don’t expect.
The big players usually have ways around it—shell companies, partnerships, you name it.
Yeah, that’s the part that worries me. Even if you ban corporate buyers, there’s always some loophole. But I do think if regular folks had better access to credit (without crazy risk), it could help level things out a bit. Just feels like focusing only on who can buy misses the bigger picture sometimes.
