I've been thinking about this lately... say you've finally hit that magic 20% equity mark on your home and you're ready to ditch the mortgage insurance payments. You send in your request, paperwork and all, feeling pretty good about yourself. But then your lender starts dragging their feet, asking for extra docs, or just plain ghosting you for weeks at a time. Um, hypothetically speaking of course (totally not happening to me right now 🙄).
Anyway, how would you handle it? Would you keep calling and emailing until they cave? Maybe escalate to someone higher up or threaten to refinance elsewhere? Or would you just chill and wait it out, hoping they'll eventually get their act together?
Curious how others might tackle this kinda situation...
Been there, seen that... lenders can drag their feet when it suits them. I'd politely escalate to someone higher up—mentioning refinancing as an option usually gets their attention pretty quick. Good luck, hope they get moving soon!
