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Taking over someone's mortgage—little trick I learned

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fishing_holly
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Just wanted to share something I stumbled across recently when looking into buying a house. Turns out, you can sometimes take over the seller's existing mortgage instead of getting a whole new loan. And if the seller's cool with it, they might even finance part of the deal themselves. Saves a ton on closing costs and interest rates, especially these days when rates are kinda nuts. Curious if anyone else has tried this or has other tips for creative home financing?

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