"Partial forgiveness sounds nice in theory, but you're right—it opens up a whole can of worms about fairness and lender confidence."
Yeah, exactly... I've been researching mortgages lately (first-time buyer here), and lender confidence seems crucial. Flexible terms make sense, but forgiving debts outright might make lenders tighten up—making loans tougher for cautious folks like me.
You're spot on about lender confidence—it's a delicate balance. I've seen markets tighten up firsthand when lenders get nervous. But don't stress too much, cautious buyers usually come out ahead in the long run... patience pays off.
"patience pays off."
Definitely hoping you're right about that! As a first-timer, I'm trying to stay cautious and not jump into anything too quickly. At least we're not dealing with ancient debt collectors knocking down doors... talk about stressful.
Haha, ancient debt collectors... imagine them showing up with stone tablets listing overdue goats or sacks of grain. But seriously, patience is key—especially with home stuff. Took me years to learn that rushing usually just costs more money later. Hang in there!
Haha, stone tablets would definitely make debt collection a workout. But you're right about patience—I've learned the hard way that rushing into home repairs or renovations usually ends up costing double. Speaking of ancient debts, I wonder how they handled disputes or disagreements back then... did they have some kind of mediator or judge, or was it more of a community decision? Would be interesting to know how fair those ancient systems really were.