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- Good points, especially about the psychological relief factor.
- But how do you weigh the potential savings of waiting against the risk of rates climbing further?
- Curious if anyone's found a reliable way to gauge market signals without just guessing...
"Curious if anyone's found a reliable way to gauge market signals without just guessing..."
Wish there was a crystal ball for this stuff, but honestly, even the pros rely heavily on educated guesses. Watching bond markets and economic indicators like inflation reports or Fed announcements can give you clues, but they're never foolproof. My take: if the current rate fits your budget comfortably, locking now might save you stress down the road. Waiting for a perfect moment usually ends up being more luck than strategy...
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