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Jumbo Loans
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Honestly, it’s wild what they’ll flag sometimes. I’ve had six-figure wire transfers go through with barely a question, but then they want to know why there’s a $42 Venmo from “Aunt Linda” in my statement. My guess? It’s mostly the automated systems kicking out anything that doesn’t fit their checklist, and then the underwriters just chase down whatever pops up. Ever notice they never ask about the big stuff, just the weird little things? Makes me wonder if anyone’s actually reading half of it or just rubber-stamping what the computer spits out.
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