So I was just thinking about this earlier today... imagine waking up one morning, casually checking your credit score app (like I do way too often, lol), and BAM—your score dropped by like 80 points overnight. No warning, no obvious reason, just a sudden nosedive. Um, panic mode activated, right?
I mean, I know there are services and apps that alert you to changes, but what if you missed the notification or it didn't come through? Would you immediately assume identity theft or fraud, or would you think maybe it's just a glitch or something? Honestly, I'd probably freak out first, then spend the next hour frantically googling what to do next.
Has anyone actually had something similar happen? Curious how you'd handle it—would you call your bank first, freeze your credit, or just wait a day or two to see if it fixes itself?
