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Escrow accounts—better through banks or independent services?

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andrewgamerdev1992
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(@andrewgamerdev1992)
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For me, it’s about who’s actually going to pick up when something goes sideways… I’d rather deal with a small headache upfront than a giant one later.

That’s a fair point. I’ve had similar issues—banks have the resources, but getting through their layers of bureaucracy when there’s a problem can be brutal. Independents might not have the same compliance standards, but at least you’re not stuck on hold for an hour. Still, I get nervous about oversight with smaller outfits. It really comes down to which risk you’re more comfortable managing. Personally, I double-check everything no matter who’s holding the escrow... learned that lesson the hard way after a wire transfer mishap years ago.


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