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Confused about escrow accounts—am I the only one?

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patphotographer8190
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Just went through the whole escrow account setup thing for my mortgage, and honestly, it felt like jumping through hoops. They asked for so many documents, and some of them seemed kinda redundant, you know? I get why they need to verify stuff, but it felt a bit overkill. Wondering if this is typical or if my lender was just being extra picky. Has anyone else had a similar experience with escrow setups being overly complicated?

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