Yeah, that's spot-on. When I refinanced, I noticed some programs had pretty rigid residency requirements, while others were surprisingly flexible if you communicated early. Definitely pays to clarify upfront—could save headaches later.
Yeah, clarifying upfront helps, but honestly, even then some lenders can be a bit slippery. When I refinanced, I thought I'd covered all my bases—asked about residency, early payoff penalties, everything. Still ended up with surprises at closing. My advice: get everything in writing and double-check the fine print yourself. Trust but verify... lenders aren't always as clear-cut as they seem.
Fair points, but honestly, even written confirmations aren't bulletproof. Had a lender once who conveniently "misplaced" our email exchange at closing... awkward silence ensued. Sometimes you just gotta roll with the punches and keep your humor handy—it's a wild ride out there.
True, paperwork isn't always the safety net we'd hope for, but I'd still argue it's better than nothing. Had a friend whose lender tried something similar—luckily, she had screenshots of their texts. Sure, it was awkward and tense, but at least she had proof to push back with. Humor helps, but having solid documentation can save you from more than just awkward silences...
