Yeah, that's definitely true—shorter occupancy terms can be sneaky like that. When I was first looking, I got super excited about a flexible 1-year program until I saw the fees... nearly spilled my coffee, lol. Honestly though, grants can be a lifesaver if you qualify. Loans might seem simpler upfront, but those interest rates can haunt you later. I'd say dig into the fine print and don't trust anything that looks too shiny at first glance.
Haha, I feel you on the coffee spill moment... been there myself. I once jumped at this "amazing" loan deal that seemed like a no-brainer until I realized the interest rate practically doubled after two years. Talk about sneaky fine print. Grants definitely saved my sanity later on—bit of paperwork upfront, sure, but way better than waking up at 3 AM wondering how much interest piled up overnight. Always worth doing the homework first, even if it kills the excitement a bit.
"Always worth doing the homework first, even if it kills the excitement a bit."
Yeah, totally get that... excitement can really cloud judgment sometimes. Curious though, did you find the grant application process straightforward enough, or was it a maze of confusing paperwork? I've heard mixed things—some people say it's manageable, others say it's like decoding hieroglyphics. Also, did you have to wait long to actually receive the grant funds? I'm trying to weigh the pros and cons here, and patience isn't exactly my strongest virtue, haha. Just wondering if the upfront hassle is genuinely worth it compared to biting the bullet on a loan with clearer terms.
