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Handing over the keys: a homeowner's tough choice

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dukem71
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Last night I was thinking about this scenario... imagine you're a homeowner who's hit some rough patches financially, and you're faced with the decision of handing your house back to the bank voluntarily. Like, you know it's probably better than foreclosure, but still feels kinda heavy. Maybe there's a family involved, or maybe it's just you and your dog, packing up boxes and memories. How do you think someone would handle that moment when they finally hand over the keys? Curious how you'd picture it playing out...

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