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Trying to bounce back from credit score disaster
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So I made some dumb mistakes with credit cards a few years back, and now my credit score is pretty much in the gutter. I've been thinking about looking into those companies that claim they can help fix your credit, but I'm kinda skeptical...sounds too good to be true. Has anyone here tried this kinda thing before? Curious if it actually worked or if it's just money down the drain.