So my partner and I finally decided we're done with renting and wanna build our own place. You know, something modest but nice, nothing too fancy. But man, we started looking into loans for building from scratch and it's like jumping through hoops blindfolded.
The bank gave us this long list of stuff they need—blueprints, detailed cost estimates, proof of income (of course), credit scores (ours are decent, not amazing), and even details about the builder we're planning to use. I get why they need some of this stuff, but it feels kinda overwhelming. Plus there's something about draws and inspections along the way that I'm still trying to wrap my head around.
Has anyone here been through this process recently? Any tips on how to make things go smoother or maybe pitfalls we should watch out for? Right now I'm just feeling like maybe we're in over our heads a bit...