Went through something similar when refinancing my place. Neighbor had built a fence slightly over the line years ago. Thought about fighting it, but honestly, life's too short and legal fees aren't cheap. Sometimes being right isn't worth the headache...
Had a similar issue pop up during a refinance a while back—turns out my shed was technically encroaching by about 6 inches. Thought about moving it, but the hassle (and cost!) wasn't worth it. Lenders usually just want clear title, so minor boundary stuff often slides unless someone makes a fuss. Still, it's always good to know exactly where your lines are...just in case you get a neighbor who's a stickler down the road.
"Still, it's always good to know exactly where your lines are...just in case you get a neighbor who's a stickler down the road."
Definitely agree with this. Boundary issues can be stressful, but thankfully lenders usually overlook minor encroachments if title is clear. Good call not moving the shed—sounds like a headache you didn't need.
Totally agree on knowing your boundaries clearly. Even though lenders might overlook minor encroachments, it's not always a guarantee—I've seen deals get delayed or complicated because of boundary disputes popping up last minute. Title insurance usually helps smooth things out, but honestly, who wants the extra stress?
A friend of mine had a similar issue with a fence that was just a foot over the line. Seemed minor at first, but when he went to sell, the buyer's lender got picky and required a boundary agreement with the neighbor. It wasn't a huge deal in the end, but it did delay closing by a couple weeks and added unnecessary tension.
So yeah, leaving the shed alone was probably smart. Better to avoid poking the bear unless you absolutely have to...
Did your friend end up having to get a full survey done, or was it just a quick boundary agreement with the neighbor? I've seen both happen, and surveys can get pricey fast...plus neighbors aren't always cooperative. I've always wondered if lenders have a threshold—like, what's considered 'minor' vs. something they absolutely won't budge on. Seems kinda subjective, doesn't it? Curious if anyone knows how lenders typically decide when to push back.
