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Adjustable-Rate Mortgages (ARMs)
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Been looking into adjustable-rate mortgages lately, and honestly, I'm kinda torn. The lower initial rates seem tempting, especially with how crazy home prices are right now. But then again, the idea of my payments possibly jumping up later makes me a bit nervous. Curious what others think...would you rather lock in a fixed rate for peace of mind, or roll the dice on an adjustable rate to save some cash upfront?
